New international health insurance gives expats freedom to roam

Published:  18 Apr at 6 PM
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Hard on the heels of the possible withdrawal of overseas heath benefits for expats and travellers, a health insurance company has launched a cross-border medical insurance plan.

A major medical insurance company is re-jigging its plans in order to give customers the freedom to cross borders without having to rearrange their health insurance or pay expensive globetrotter charges. Aviva is offering two plans, one of which excludes the Caribbean and the USA, whilst the other allows full world travel.

According to the insurer, the new International Solutions policies will help businessmen, expats and long-term travellers to access world-wide health cover in its least complicated form. Premiums will be based on age and the zone of residence with, for example, a client living in Spain paying less than one living in Hong Kong.

Six levels of premium will apply, with the cheapest aimed at those living in EU countries, although cover will still apply for treatment in the Far East or Southeast Asia. All customers, irrespective of their country of residence, will have worldwide cover in an emergency for a period of 60 days.

Other improvements to Aviva’s plans include cancer cover increases to an annual limit of £5 million, including the cost of palliative care. Benefits for day-patient and in-patient care will also be increased, and home nursing and routine pregnancy care will be included, as will organ transplant services. Add-ons will include dental cover, compassionate travel costs in cases of family emergencies and alternative therapies.
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